Real Hazards Incorporated

A STANDARD FLOOD HAZARD DETERMINATION


Who is Real Hazards Incorporated?


    We are an American company that does all our hazard discovery in America, and  we have fourteen years of experience in the disclosure industry, eight years of that using GIS (Geographic Information System).  


What will your determination look like?

    We document our findings on the required Standard Flood Hazard Determination Form (SFHDF; expires October 31, 2008) mandated by the National Flood Insurance Act of 1968 and the subsequent laws of the Flood Disaster Protection Act of 1973 and the National Flood Insurance Reform Act of 1994.

How do you know it's right?
   
    We use FEMA's most up-to-date Flood Insurance Rate Maps (including LOMA's and LOMR's) as well as GIS, local government interactive maps, online mapping, aerial photos and assessor's plat maps to determine whether your property (building or mobile home ) is located in a SFHA (Special Flood Hazard Area).  

    We guarantee our work to be accurate and have $4 million dollars of Errors and Omissions Insurance coverage in place to back it up.  

Why should you use Real Hazards Incorporated?

     We take pride in providing you, an accurate determination in a timely manner and will do aggressive research to get a determination resolved.

     However we consider you a partner in this industry, so if we cannot complete the order after due diligence on our part we will be calling on you for supplemental documentation.

We make a commitment to you as a customer and to the accuracy of our findings.

When will you get your determination?

   We guarantee that you will receive your determination within 12 hours from either the time we receive the order, or, if required, 12 hours from receipt of supplemental information. If this time is after 3:00 pm on a business day (mon-fri) then you will receive your order on the next business day before 10:00 am.

Have any other questions?
   
    Contact us.



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© copyright 2006-- Real Hazards Incorporated--all rights reserved
PMB #1130 22833 Bothell-Everett Hwy Suite #110 Bothell, WA 98021

California: 310-237-5437
Washington: 425-939-7887
Toll Free: 866-802-2864
Fax: 310-295-9411






Top 10 Facts Every Lender needs to know About the National Flood Insurance Program (NFIP)

Top 10 Facts Every Lender needs to know About Flood Determinations

 Flow chart for  Mandatory Purchase  of Flood Insurance at  Loan Origination

 Flow chart for Trigger Points  During Life of Loan


Between 20-25% of all flood claims paid by the NFIP are outside of Special Flood Hazard Areas.

Flood Insurance is available to protect your real property investment.


 

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